Disability

Disability insurance is designed to replace the earned income that is lost when illness or accident causes a prolonged disability for an income-earner. It is often a neglected personal insurance need, yet it is a crucial part of overall risk management planning for most individuals. Businesses may also suffer a loss due to the long-term disability of a key employee.

A wide range of disability plans is available, and can be custom-designed to meet a variety of protection needs.